Need credit help with guaranteed results?

Secure your payments in escrow until you see real results in your credit score.

Chat with and hire experts.

Discuss credit problems live with experts.

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If your score goes up

points, you pay $


How escrow protects you and promotes results.

How do we prevent credit companies from being paid prior to improving your credit score? Escrow.

  • Step 01.

Escrow Deposit

You enter into an agreement with a credit company and fund your escrow account at Credzu.

  • Step 02.

Verify Improvement

Your credit company performs services for you and we verify whether your credit score improved.

  • Step 03.

Escrow Withdraw

We pay your company from escrow for amounts earned and return remaining funds to you.

$5.00 per point per bureau?

With a pay-per-point model, you have nothing to lose. You pay $5.00 per point per bureau if your score goes up. If it doesn’t, you pay nothing.