Escrow is the only way to reduce your risk as a provider by guaranteeing that you get paid for your work, while keeping you compliant with confusing industry regulations.
The assault is coming from both sides - on one hand, from nefarious characters looking to take advantage of unsuspecting consumers - and on the other, from the Federal Trade Commission (FTC) and the Consumer Finance Protection Bureau (CFPB) attempting to shut down these fraudulent practices.
Faith in the credit repair industry has been shaken to its core. Many people direly need these services, but have been turned off due to the negative stigma surrounding the industry.
After an overwhelming number of complaints, the FTC is aggressively targeting credit repair providers who fail to comply with such regulations as:
After decades of consumer harm, the FTC implemented regulations so severe that compliance has been next to impossible, even for those with honest intentions.
There are numerous legal restrictions that bind anyone providing any service within the financial hardship space (i.e., credit repair, debt settlement, tradelines,etc...).
Being able to successfully comply with these often vague and confusing restrictions can be an added unnecessary hindrance to your business’s success.
Millions of dollars of fines are levied every year on credit repair service providers who fail to comply with these standards.
We have reverse engineered these laws to carry out the intention of the government to ensure safety for everyone.
Our escrow platform lowers your risk by guaranteeing that you get paid for the work you perform. We are able to verify consumer funds before any work is done - so no more IOUs, no more chargebacks, and no more refund fraud. Wouldn’t it be amazing to rest assured knowing that you never have to worry about getting paid for your work again?
Our escrow agents monitor communications between transacting parties to ensure the fairness that regulations demand. Even small infractions can slip through the cracks of the most well-meaning service provider, and we seek to protect your business by preventing any oversights like this from happening. Together, we can make a more safe world for everyone involved.
The TSR says that a credit repair company cannot collect payment until two things happen: 1.) six months elapse from the time you completed all the services you agreed to perform. 2.) You obtain a credit report showing that your work was performed as agreed.
Read MoreTo prevent infractions, we eliminated phone calls. All communication is done through an automated notification system between you, your customers, and our escrow agents.
By connecting with our platform, your business becomes connected to potential leads in a safe way. The protection that we’re providing for companies is also recognized by consumers as equally valuable because they know they won't get ripped off when they use our service. For that reason, we frequently have leads that come to us and we divide them up among our network.
We verify funds before any work is done - no more IOUs, no more chargebacks, and no more refund fraud.
We become your billing department. We handle the exchange of funds throughout the life cycle of the client.
We reduce your overhead, eliminate your merchant fees, and increase productivity with client onboarding.
Protect confidential client data within our secure network. No more need for document storage.
Our agents collect documents such as identification, proof of address, credit reports, etc.
We provide secure client verification, including bank-grade Know Your Customer (KYC), etc.
We have a unique insider perspective, so we know what works and what doesn't. We share that feedback with you to enhance your business offerings.
Communicate to your customers that you're serious about following the laws set up to protect them.
Escrow is the only true way to protect yourself, your business, and your customers. You are critically vulnerable without it.
There’s no reason not to sign up for Credzu. You only pay when money is processed - just like a merchant account.
Understanding your credit report alone can be hard... Credzu has gathered some of the top professionals and it really takes away a lot of the stress involved in the process. I'd highly recommend working with them.
These guys were great. My mortgage broker... connected me with the Credzu staff... Super satisfied with the professionalism and effectiveness... My wife and I were able to buy our first home last week and it wouldn't have happened without the help I got from Credzu...
Getting access to the credit I needed in order to realize my goals was a daunting process... Credzu is the real deal. Robert and Zach were straightforward, easy to reach, and available throughout the duration of the process... They seem to invest as much in your goals as you have yourself.
Credzu is an excellent company to work with. Their staff is excellent and their platform is easy to use.
Absolutely incredible experience. While handling my mom’s affairs they were extremely knowledgeable and efficient. I was able to get my mom back on track in no time. I’m really grateful for having their expertise on my side. Tons of time and money saved. A+
Credzu is instrumental in getting loans closed. If my clients hit bumps in the road in their credit, I instantly send them to Credzu. Credzu returns them mortgage ready. I need results, that's why I trust Credzu. Thanks guys!
This is the place for credit repair (or any service like it)...They only allow top rated companies in their network... so you are picking from the best of the best... You get results or the companies in the network lose their business. It is a great idea and it works!
I was skeptical at first but was very happy with the way Credzu matched me with the right credit repair company. My credit is fixed now. If I did not go through Credzu then i dont think I would have found the best company. Thanks again guys!
Just what I was looking for!! Robbie was so much help answering my questions about my credit issues!!
There’s no reason not to sign up for Credzu. There is only a payment processing fee if and when the money transfers through escrow.