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Credit Repair Marketplace
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Explore our extensive credit repair marketplace.
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Funds deposited with Credzu are paid to credit repair companies only after they improve credit scores, ensuring fairness, accountability, and trust.
Bring your own company or use Credzu’s AI to find a qualified one.
Transparent and fair contracts hold credit repair companies accountable.
Funds deposited in escrow are consumer-owned until companies earn them.
Credit repair companies perform services and update progress on Credzu.
Credzu verifies the credit repair company’s results before payment.
Successful companies get paid; unearned funds are refunded.
Credzu provides a secure platform for consumers, aims to ensure compliance for credit repair companies, and strives to protect referral partners from scams, leading to improved credit outcomes.
Our chat interface allows consumers, credit repair companies, and escrow agents to interact in real-time. You can share files, sign agreements, and hold video conferences all in one place.
Funds are held in escrow until credit repair services are completed, aiming to ensure secure and compliant transactions.
Credit repair companies are compensated based on credit score improvements, with a payment structure of $5 per point increase per credit bureau.
We strive to ensure all transactions and interactions are conducted securely and in compliance with legal standards, protecting consumer interests and business operations.
” Understanding your credit report alone can be hard, and it can be even harder to find professionals to help you consolidate your debt and move toward a better financial future. Credzu has gathered some of the top professionals, and it really takes away a lot of the stress involved in the process. I’d highly recommend working with them. “
” Absolutely incredible experience. While handling my mom’s affairs, they were extremely knowledgeable and efficient. I was able to get my mom back on track in no time. I’m really grateful for having their expertise on my side. Tons of time and money saved. A+ “
” Getting access to the credit I needed in order to realize my goals was a daunting process. There are a ton of false fronts out there. Credzu is the real deal. Robert and Zach were straightforward, easy to reach, and available throughout the duration of the process. Not just a “once and done operation. They seem To invest as much in your goals as you have yourself. “
” Credzu is an awesome innovation that brings fintech concepts to credit services. Consumers need protection from scams, and companies need protection from regulation. Credzu covers both with escrow. We comfortably rely on Credzu to make sure things get done correctly. “
” I was the first credit repair company in Credzu and I am so excited to be a part of it. Not only do I benefit from the platform, but my clients do too. Credzu saves time and energy from document collection to processing payments. Thank you! “
” Credzu is instrumental in getting loans closed. If my clients hit bumps in the road in their credit, I instantly send them to Credzu. Credzu returns them mortgage ready. They have many different companies listed so no matter my clients needs, the service is there. I need results, that’s why I trust Credzu. Thanks guys! “
” Credzu is an excellent company to work with. Their staff is excellent and their platform is easy to use. “
Credzu is a consumer protection platform for the credit repair industry. It helps consumers avoid scam artists and forces credit repair organizations to operate honestly. We do this – primarily – by putting money in escrow and releasing it to companies only if and when they perform as agreed.
We place consumer funds in escrow and pay $5.00 per point per bureau when a credit repair company increases that consumer’s credit score. So, this creates an incentive for the company only to take on clients that they genuinely believe they can help. Otherwise, they know that they’d never get paid.
Credzu is a platform that any consumer or company can use to make safe credit repair transactions. A consumer can invite their own company, and a company can invite their consumer. Also, consumers can connect with Credzu’s network of companies, and companies can connect with consumers who organically sign up on Credzu’s website.
Not only is credit repair legal, but laws (such as the Fair Credit Reporting Act) make it possible. However, that doesn’t mean all credit repair “techniques” are legal. There are all sorts of fraudulent activities in the credit repair space. Speaking of legal compliance, though… Credzu forces credit repair organizations to comply with federal and state laws and rules.
If you asked 100 different credit repair companies, you’d probably get 100 different answers. There are flat fees, monthly fees, pay for deletion fees, etc. At Credzu, we unified the market to adopt one simple, consumer-focused model: Pay for points. All credit repair companies in Credzu charge $5.00 per point per bureau. This makes it easy to understand and avoids all sorts of problems.
Not only can they not guarantee a particular outcome, but it’s technically illegal to do so (it could violate the Credit Repair Organizations Act or the FTC Act). However, when you hire a credit repair company through Credzu, the entire fee is contingent upon performance. While they can’t guarantee an outcome, they can guarantee that you will only pay if your score improves.
No one can answer that question in a general sense because no two people are the same, and neither is their credit nor their path to credit improvement. However, we can tell you that we conducted a study, and the results suggest that credit repair takes approximately 4 to 6 months. We’d also respectfully suggest if it takes longer than that… there’s a problem with the company you hired.
As an escrow company, we want to avoid disputes, so we created a platform where disputes are extremely unlikely. For example, your credit score will go up or not; if it does, your company gets paid, and if it doesn’t, your company doesn’t get paid. Despite this clarity, if disputes arise, we will try to handle them, and if we cannot do so, we will refer the conflict to mediation.
Hire your next credit repair company with confidence when you use Credzu’s escrow platform, because they don’t get paid unless your score goes up.
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