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Convert Bad Credit into Closed Deals

Our two-way referral program allows you to refer your credit-challenged clients to us, get their credit fixed by experts, and refer them back to you when they are credit-ready.

Step 1

Open a Free Partnership Account

Get approved for your free Credzu partner account to get started.

Step 2

Enroll Credit-Challenged Clients

Securely enroll your clients with credit issues into your Credzu account.

Step 3

Credit and Debt Services Begin

Your clients start receiving tailored credit and debt services from our experts.

Step 4

Move Forward with Credit-Ready Clients

Your clients are returned to your closing table after credit and debt services.

Step 5

Scale and Grow

Repeat the process and scale your business and close more deals.

Opportunity Overview

The problem of bad credit is vast, but with an effective solution, you can transform it into significant opportunities for your business.

Challenge? Denials.

Many clients are denied loans due to bad credit and need effective help to improve.

  • Millions struggle with credit issues, preventing loan approval.
  • Without a plan, they may never buy or, worse, turn to competitors when ready.

Solution? Readiness.

Our program connects your clients with marketplace experts to improve their credit profiles.

  • Access to hundreds of credit and debt experts.
  • Clients only pay if their credit improves, eliminating typical credit repair risks.

Opportunity? Revenue.

Help declined clients become loan-ready, turning missed opportunities into successful deals.

  • Easy and seamless referral process.
  • Free for lenders, offering significant benefits with no downside.

Why Credzu?

Referring clients to traditional credit repair companies carries risks. Credzu’s platform mitigates these risks, ensuring better outcomes for everyone.

Direct Relationship with Credit Repair Companies:

Relationship through Credzu’s Platform:

Your reputation is at risk if the company fails to deliver.

Uses a protective escrow system, ensuring payment only if the client’s credit score improves.

Consumers might pay for services they never receive.

Builds trust through compliance and results, increasing successful outcomes..

Lack of compliance can lead to indirect liability and unguaranteed results.

Ensures clients return to your closing table, providing a secure, reliable solution.

Success Metrics and Statistics

The following success metrics and statistics provide an overview of potential outcomes when referring clients into Credzu through the partner program. Because your clients trust you, they are more likely to take action, achieve results, and return to your closing table if you encourage them to do so.

Credit Market Statistics

These stats show the widespread credit challenges clients face.

3%

Credit Report Errors

80% of credit reports contain errors, affecting clients’ ability to qualify for loans.

3 million

Loan Denial Rates

About 26 million Americans are “credit invisible,” often leading to loan denials.

3 million

Unscorable Credit

Approximately 19 million Americans have credit files that are unscorable due to insufficient or stale credit history.

Credzu Statistics

These metrics show that credit repair companies succeed with proper oversight and incentives.

3%

Conversion Rate

Percentage of clients who become loan-ready after participating in the program.

3

Average Credit Score Improvement

Points clients see on average per bureau, totaling 99 points.

0months

Time to Loan-Ready Status

Average time it takes for clients to become loan-ready after enrolling in the program.

FAQs:

Find answers to common questions about partnering with Credzu and how our program can benefit you and your clients.

Does it cost anything to become a partner at Credzu?

No. Our two-way referral program is completely free. The value to us is credit repair business on our platform and the value to the partner is returning clients to their closing table.

The process typically takes 3 to 6 months, but this can vary based on individual circumstances.

Each credit problem is unique and requires different techniques. Credzu’s vast network of experts ensures tailored solutions for every client.

Partners have direct access to a representative for all account-related matters.

Not all problems can be resolved. Some clients may be uncooperative, or certain issues may be legally insurmountable. However, you will receive back more clients than if you did nothing at all.

Partners can access the timeline of all clients they upload into Credzu and will be notified when a client completes a credit or debt program.

Credzu ensures compliance with Telemarketing Sales Rules, TCPA considerations, CROA compliance contracts, disclosures, cancellation forms, and behaviors, and guarantees no violations of advanced fee prohibitions.

Simply add the client’s first name, last name, email, and phone. If the client is unresponsive, we may ask you to encourage the client to take action.

With our escrow system, disputes are minimized. The score either improves or it doesn’t, and providers are paid accordingly.

Get your free partner account

Start converting more leads into closed deals today. Let’s work together to turn credit challenges into opportunities.

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