Credit Repair Disclaimer

Credzu is not a credit repair company. We don’t perform credit repair, improve your credit, or make any claims to do so. We hereby disclaim any suggestion (implicit or explicit), by us or others, that we are a credit repair service.

We facilitate secure transactions between credit repair companies and their clients. This disclaimer clarifies the distinctions between our services and those of credit repair companies. It also explains why we operate this way and provides legal disclaimers to avoid confusion.

Difference Between Credzu and Credit Repair Companies

  • Credit Repair Companies:
    • Offer services to improve credit scores by disputing negative items on reports and negotiating with creditors.
    • Often charge upfront or recurring fees.
    • Directly interact with credit bureaus and creditors on behalf of clients.
  • Credzu:
    • Operates as an escrow service provider, holding payments securely until services are completed.
    • Provides a secure platform for communication, documentation, and payment processing.
    • Protects consumers by holding payments in escrow until the credit repair services are completed as promised.
    • Does not interact with credit bureaus, creditors, or offer credit counseling/dispute services.

Why We Do What We Do

  • Our mission is to protect consumers and ensure fair transactions within the credit repair industry.
  • By serving as an escrow, we add a layer of security and transparency that benefits both consumers and credit repair companies.
  • Our platform helps prevent fraud and ensures consumers only pay for services that are delivered.

Legal Disclaimers

  • No Credit Repair Services: Credzu does not offer, provide, or perform any credit repair, debt consolidation, debt settlement, or credit counseling services. We strictly serve as an escrow and payment processing service.
  • No Interaction with Credit Bureaus or Creditors: We do not engage in any activities involving credit bureaus or creditors. Any credit repair actions are solely performed by the credit repair companies with whom consumers choose to work.
  • No Guarantees of Credit Improvement: Credzu makes no guarantees or promises regarding the improvement of a consumer’s credit score or financial situation. Any claims or guarantees are made by the credit repair companies and are not endorsed by Credzu.
  • Data Protection and Privacy: Credzu is committed to protecting the privacy and personal information of our users. We do not sell or lease any consumer data with third parties, including credit repair companies. However, consumers may disclose information with credit repair companies inside of Credzu, such as when they chat with them, sign agreements with them, share documents with them, etc.
  • User Responsibility: Users of Credzu are responsible for understanding the nature of the services provided by the credit repair companies they choose to engage with. Consumers must conduct their own research and due diligence before entering any agreements.
  • By using Credzu, you acknowledge and agree that our role is limited to providing escrow and payment processing services and a platform for you to engage with credit repair companies.

For more information, please refer to our Terms of Service.

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